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Renton School District

Open Enrollment - Current Employees

Open enrollment is October 25th through November 22rd, 2021. SEBB My Account and forms will be available on October 25th.

Please keep in mind the following:

The administration authority of employee benefits for Washington State school district employees is the Health Care Authority (HCA).  Program governance of District benefits is administered by the Schools Employee Benefits Board (SEBB).  The District's role for employees is acting as a liaison between you, "the employee", and the HCA.  The District cannot make changes to program benefits options or make program exceptions.

The District does administer programs "not offered" by SEBB.  This current open enrollment includes a long-term care insurance option.  More information about this benefit can be found on this page below the SEBB benefits information.


Not making plan changes for 2022?  You are highly encouraged to review options and consider your circumstances with how they impact you. If you do not want to make any changes and your health plans are still available in your county for 2022, you do not need to take action except for Flexible Spending Arrangements.  The Flexible Spending Arrangements (FSA) program requires enrollment each year.  See the FSA information section below.


Open Enrollment Picture

2022 Benefit Plan Changes


Premiums and Benefit changes for 2022

2022 Premiums

School employees:

You will pay a premium for medical coverage, and if you choose to keep your employee-paid LTD insurance, you will pay that premium. There are no school employee premiums for dental and vision coverage, basic life, basic accidental death and dismemberment (AD&D), and employer-paid long-term disability (LTD) insurance. These benefits are paid for by your employer. You may also buy supplemental life and supplemental AD&D insurance for yourself and your dependents.

Continuation coverage subscribers:

Medical Flexible Spending Arrangement (FSA)

In 2022, the Medical FSA will not offer a grace period for funds not spent by December 31. Instead, certain unspent funds may carry over into the following year without affecting annual maximums. This option is called carryover. Learn more about the Medical FSA.

Limited Purpose FSA

For 2022, we are offering a new Limited Purpose Flexible Spending Arrangement (FSA), designed to pay for dental and vision expenses, in addition to the existing Medical FSA benefit.

The Limited Purpose FSA is intended for employees enrolled in UMP High Deductible with a health savings account (HSA). The funds can be used only for dental and vision expenses, which makes it compatible with an HSA. This benefit allows enrollees to save more of their HSA funds for medical expenses.

Learn more about the Limited Purpose FSA benefit.

Special allowance for 2021 DCAP enrollees

As a result of the COVID-19 pandemic, the SEBB Program is allowing employees an extra 12 months to spend their 2021 DCAP funds. If you were enrolled in a DCAP for 2021 and have funds remaining, you can keep incurring expenses and submitting claims through December 31, 2022. Any leftover funds are not forfeited on December 31, 2021.

Supplemental long-term disability (LTD) insurance enrollment opportunity

Starting January 1, 2022, the SEBB Program will automatically enroll all SEBB-eligible employees in an employee-paid LTD plan, if not already enrolled. This covers 60 percent of the first $16,667 of your monthly predisability earnings. If you are disabled, you could get up to $10,000 a month, depending on your income, reduced by any deductible income.

You can reduce to a lower-cost 50-percent coverage level, with a maximum monthly benefit of $8,333. You can also decline the coverage. If you later decide to enroll in or increase coverage, you will have to provide evidence of insurability and be approved by the insurer.

Reduce or decline coverage

At any time, you can reduce to a lower-cost 50-percent coverage level or decline the 2022 employee-paid coverage using SEBB My Account or by submitting the Long-Term Disability Insurance Enrollment/Change form to your payroll or benefits office. If you later decide to enroll in or increase coverage, you will have to provide evidence of insurability and be approved by the insurer.

If you don't actively reduce or decline your LTD benefit election by December 31, 2021, you will be enrolled in the 60 percent plan, and the premium will be deducted from your paycheck for January 2022 coverage.

Check with your payroll or benefits office for when the LTD premium will be deducted from your paycheck for January coverage (the LTD deduction may be prior to January 1, 2022, depending on your employer's payroll cycle).

Learn more about the LTD insurance benefit changes. We also have FAQs, a fact sheet, and a brochure.

Dual Enrollment

You can no longer enroll in health plans under both the SEBB Program and PEBB Program as an employee or as a dependent. You may waive your enrollment in SEBB medical to enroll in PEBB medical only if you are also enrolled in PEBB dental. In doing so, you waive your enrollment in SEBB dental and vision.

If you are enrolled in both SEBB and PEBB benefits (medical, dental, or vision), you will receive a letter from the SEBB Program explaining what action you will need to take by November 22, 2021. You can also see the dual enrollment FAQs for more information.

If you do not take action to resolve the dual enrollment, the PEBB and SEBB Programs will enroll or disenroll you and your enrolled dependents as described in WAC 182-31-070.

Additional SEBB Information:


Long-Term Disability Insurance

The SEBB Program provides employer-paid and employee-paid long-term disability (LTD) insurance to school employees who are eligible for the employer contribution toward SEBB benefits. These benefits are provided through Standard Insurance Company. If you are eligible for SEBB benefits, you will be automatically enrolled in employer-paid LTD insurance coverage, even if you waive SEBB medical coverage.

Employer-paid and employee-paid LTD insurance are not available to employees eligible for benefits under WAC 182-31-130.  

Changes to LTD benefit starting January 1, 2022

For the 2022 plan year, the SEBB Program will automatically enroll all eligible employees in employee-paid LTD insurance with 60-percent coverage of insured income and a 90-day benefit waiting period, unless they are already enrolled. You will not need to provide evidence of insurability. 

See What is employee-paid LTD insurance starting January 1, 2022 for details. You can also learn more with the FAQsfact sheet, and brochure.

How do you enroll?

Terms and conditions apply

LTD insurance has limitations, including a 12-month preexisting condition exclusion. Please read your certificate of coverage carefully to understand this benefit.

What is the definition of a disability?

Disability is defined as being unable to perform with reasonable continuity the duties of your own occupation as a result of sickness, injury, or pregnancy during the benefit waiting period and the first 24 months for which LTD benefits are payable. During this period, you are considered partially disabled if you are working but unable to earn more than 80 percent of your indexed predisability earnings.

After the first 24 months, disability as a result of sickness, injury, or pregnancy means being unable to perform with reasonable continuity the material duties of any gainful occupation for which you are reasonably able through education, training, or experience. During this period, you are considered partially disabled if you are working but unable to earn more than 60 percent of your indexed predisability earnings in that occupation and in all other occupations for which you are reasonably suited.


Medical Flexible Spending Arrangements (FSA)

The Medical Flexible Spending Arrangement (FSA) lets you set aside pretax money from your paycheck to pay for out-of-pocket health care costs.  Subscribers must enroll in their FSA programs each tax year.  This requires subscribers complete a new enrollment form prior to the close of open enrollment on November 22nd.  Navia Benefit Solutions processes claims and provides customer service for School Employees Benefits Board (SEBB) subscribers.  


How do I learn more about SEBB benefits?


 

Need Help Icon

For Assistance with the HCA "My Account" Access

Please call 1-855-548-3100

The District does not administer log in access.

Employee Benefits Contacts:

General Benefits Inquiries please email:

RSD.Benefits@rentonschools.us